Welcome to the forum, Nige!
It is not uncommon for insomnia to get worse upon retirement — and that’s because when we are working we are forced into having some sort of structure to our days and nights (for example, we have to get up by a certain time in order to get to work on time).
When this structure is removed, we can end up going to bed at all hours and getting out of bed at all hours — and this irregularity disrupts sleep drive, disrupts the body clock, and leads to heightened arousal.
Have you tried implementing cognitive behavioral therapy for insomnia (CBT-I) techniques? I am confident that you’ll find this very helpful since they help address the thoughts and behaviors that are making sleep difficult while strengthing sleep drive and your body clock and weakening the arousal system.
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